You may also have this question"Prosthesis is so expensive, does the state provide subsidies? How much can I reimburse?"The answer is: yes, and there is more than one channel. However, subsidy policies are scattered across different departments, and many people do not know that they are eligible to apply. This article helps you explain several main channels clearly.
1. Work-related injury insurance: the most comprehensive channel Applicable people: people who have had amputation due to work reasons and are considered work-related injuries. EmployeesPolicy basis: Article 32 of the "Regulations on Work-related Injury Insurance" stipulates that due to daily life or employment needs, employees with work-related injuries can be installed with prostheses after confirmation by the Labor Capacity Appraisal Committee, and the required fees are paid from the work-related injury insurance fund in accordance with national regulations. Reimbursable contents: Prosthetic limb purchase fee; installation and commissioning fee; subsequent replacement fee (after reaching the useful life)Practical operation: 1. Apply to the employer for work-related injury identification2. Conduct labor ability appraisal3. Apply to the social security agency for the configuration of assistive devices based on the appraisal conclusion4. Prostheses are installed at designated assistive device institutions, and the expenses are settled according to regulationsNote: Each province has different reimbursement limits for prostheses, and any excess will be paid at your own expense. It is recommended to consult the local Social Security Bureau in advance to confirm the upper limit. 2. Assistive device subsidies from the Disabled Persons' Federation: Exclusive benefits for disabled people with certificatesApplicable people: Physically disabled people holding the "Disability Certificate of the People's Republic of China"Application channel: Local county/district Disabled Persons' Federation or Disabled Persons Service Service CenterSubsidy standards (reference for various places):Beijing: full subsidy for basic prostheses, proportional for high-end prosthesesShanghai: up to ¥8,000-20,000 (according to product category)Guangdong: ¥1 ,500-6,000Other provinces: ranging from ¥500-5,000Application materials (generally required): Disability certificate, ID card, household registration book, medical institution amputation diagnosis certificate, prosthetic and orthotic adaptation proposal3. Basic medical insurance: limited coverageAt present, in most areas, basic medical insurance does not directly reimburse the purchase cost of prostheses, but the following parts may be included in the reimbursement: amputation surgery costs; rehabilitation treatment fees during hospitalization; some areas include prostheses in the medical device reimbursement catalog (local policies need to be verified). 4. Civil Affairs Assistance: A comprehensive guarantee for low-income familiesApplicable groups: urban and rural subsistence allowance families, extremely poor dependents, registered poor householdsApplication channels: local civil affairs bureau or township (street) social affairs office Relief methods: cash subsidies or fee reductions for designated institutions5. Charity channelsFor needy families whose above-mentioned policies still cannot cover all expenses, you can apply for: · China Disabled Persons Welfare Foundation's "Charity Project"· One Foundation Disability Relief Project· Amity Foundation Assistive Equipment Project for Physical Disabilities· Special relief from local charity federations in various provinces and citiesEditorSuggestions"Many amputee families have given up the subsidies they should have enjoyed because they did not understand the policy. It is recommended that you consult the local Disabled Persons' Federation and the Social Security Bureau as soon as possible after amputation, and apply for everything you can."Practical tips:· Work-related injury recognition must be applied within 1 year after the accident. Expiration may affect rights and interests· Keep all medical expense receipts, and original copies are required for reimbursement· Do not listen to intermediaries that "arrange reimbursement". You do not need to pay any agency fees for the formal processSummary1. Work-related injury amputation: give priority to work-related injury insurance channels for the most complete coverage2. Disability certificate holders: Be sure to apply for assistive device subsidies from the Disabled Persons' Federation3. Families in need: Civil assistance + charity can be applied in combinationThe subsidy policy will be adjusted every year. It is recommended to directly call the local Disabled Persons' Federation hotline (12385 nationwide) or the Social Security Bureau to verify the latest standards. The policy information in this article is subject to the latest official announcements from various places. If there are any changes, please refer to the official notice.
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